This is one of the most important questions — and one that buyers often underestimate at the beginning.
In the Murcia region, when you buy a resale property in Mar Menor Golf Resort, you should generally allow around 10–13% on top of the purchase price to cover all costs.
These typically include:
• Property Transfer Tax (ITP) for resale properties (usually around 8%, depending on price brackets) – 10% if it’s a new build property
• Notary and Land Registry fees
• Legal fees (highly recommended for a safe purchase)
• Mortgage costs, if applicable
The exact figure depends on the property price and your personal situation, but as a rule of thumb, planning conservatively avoids surprises later.
From experience, buyers who understand the full cost early on tend to make better, more confident decisions — and the process feels much smoother.
If you’re unsure about your budget, I’m always happy to break the numbers down clearly based on real properties on the resort.